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Staff Credit Analyst (Temporary)

4 weeks ago
United States, Canada
Contract
Senior
Business Analyst
Data Science and Analytics
Python R SQL
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Upstart

Upstart

Upstart Powered Loans: Personal, Car Refinance & Consolidation Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit! Founded by ex Googlers, Upstar...

Banks
1K-5K
Founded 2012
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Description

  • Execute testing plans to validate migrated credit analytics workflows in the new platform.
  • Reconcile outputs between legacy spreadsheet-based processes and the new system, investigate discrepancies, and document findings.
  • Partner with Engineering, Product, Analytics, and Operations teams to troubleshoot issues and validate fixes.
  • Develop reporting, monitoring, and validation processes to support data quality and operational stability during migration.
  • Support go-live activities, including user acceptance testing, issue triage, process documentation, and stakeholder communications.
  • Create training materials and document workflows to support change management and end-user adoption.
  • Use AI agents and modern tooling to accelerate testing, reconciliation, documentation, and root-cause analysis.

Requirements

  • Bachelor's degree in Finance, Economics, Statistics, Mathematics, Engineering, Analytics, or a related quantitative field, or equivalent practical experience.
  • 6+ years of experience in credit analytics, risk analytics, financial services analytics, or a related quantitative function.
  • Experience performing data validation, reconciliation, testing, or quality assurance for analytical or operational processes.
  • Advanced SQL skills and experience working with large datasets.
  • Experience using spreadsheet-based analytical models and translating business requirements into scalable processes or systems.
  • Knowledge of consumer lending, credit risk, loan performance monitoring, or portfolio analytics (preferred).
  • Experience supporting technology implementations, system migrations, or process transformation initiatives (preferred).
  • Ability to investigate data discrepancies and partner with technical teams to resolve root-cause issues (preferred).
  • Experience creating process documentation, training materials, or operational readiness plans (preferred).
  • Skills in Python, R, or business intelligence tools used for reporting and analysis (preferred).
  • Availability for a 9-month contract role.
  • Ability to work on West Coast time zones.
  • Remote work eligibility in the U.S. or Canada, excluding Quebec.

Benefits

  • Anticipated base salary range of $75.58 to $88.89 USD per hour.
  • Competitive compensation with potential bonus opportunities and annual equity grants, though this contractor role is not eligible for Upstart employee compensation, equity, bonus, or benefits offerings.
  • 401(k) or Group Retirement Savings Plan with company match of $2 for every $1 contributed, up to $15,000 annually.
  • Comprehensive health coverage, including medical, dental, vision, and wellness resources for the US, plus supplemental health coverage for Canada.
  • Paid time off, sick leave, and company holidays, in line with local requirements.
  • Paid family and parental leave, plus family-centered benefits for fertility, parenthood, and caregiving needs.
  • Employee Assistance Program offering mental health support and life-centered resources.
  • Annual wellness allowance and annual productivity allowance to support well-being and work setup.

Interested in this position?

Apply directly on the company website

Apply Now

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