Credit Analyst - Dayshift Remote

1 day, 18 hours ago
Contract
Mid Level
Operations
D2B

D2B

D2B specializes in connecting Australian businesses with top offshore talent, facilitating the hiring process to help companies scale efficiently and effectively.

Professional Services

Description

  • Take ownership of client files following the Principal Broker’s discovery interview and manage client inquiries and document collection.
  • Complete borrowing-capacity and servicing assessments using Quickli and lender calculators for PAYG, self-employed, trust, and SMSF applicants.
  • Develop and present the top three tailored lending solutions for broker approval, including valuation orders and pricing requests.
  • Prepare comprehensive Broker Notes, credit narratives, and application packages that address qualitative and quantitative risks.
  • Liaise with lender credit assessors, credit coaches, and BDMs to resolve conditions, clarify policy, and progress outstanding information requests.
  • Oversee and quality-check Loan Processor activity in ApplyOnline and Mercury CRM through approval, document signing, and settlement.
  • Conduct pre-submission audits for Best Interests Duty and responsible lending compliance and improve internal compliance protocols and checklists.
  • Review existing client portfolios to submit repricing requests, identify refinance opportunities, and support retention.

Requirements

  • 2–3+ years of experience as a Credit Analyst or Senior Loan Writer supporting an Australian residential mortgage broking operation.
  • Advanced hands-on proficiency with Connective Mercury CRM and Quickli servicing software.
  • Current knowledge of Australian credit policy, NCCP regulations, and servicing methodologies across major, regional, and non-bank lenders.
  • Proven experience assessing complex lending structures, including company and discretionary trusts, multi-entity self-employed borrowers, and SMSF lending.
  • Excellent written and verbal business English for direct communication with clients, lenders, and stakeholders.
  • Bachelor’s degree in Finance, Accounting, Economics, Commerce, or equivalent industry certification such as a Cert IV or Diploma in Finance and Mortgage Broking.
  • Strong analytical ability to review bank statements, tax returns, and financials and identify discrepancies.
  • Ability to independently manage multi-stage pipelines, tight SLAs, and portfolio retention activity with accuracy.
  • Experience in compliance management, file auditing, or credit coaching within an Australian brokerage or aggregator network (preferred).
  • Experience developing SOPs, workflows, and QA checklists and mentoring or reviewing junior processor work (preferred).

Interested in this position?

Apply directly on the company website

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